Grow your savings with a guide you can call.
SIPs, tax-saving funds and goal-based investing for families, salaried professionals and business owners. Paperwork handled, choices explained, and one person to talk to whenever you need.
Everything for your mutual fund investing, in one place
SIP investing
Invest a fixed amount every month, starting small. Builds the habit and evens out market ups and downs.
Tax saving with ELSS
Claim deduction under Section 80C (old tax regime) with a 3-year lock-in, the shortest among 80C options.
Goal planning
Children's education, a home, retirement. We work out how much to set aside and pick funds that suit your timeline.
Lump sum investing
A bonus, sale proceeds or idle savings. Invest at once or spread it out over a few months.
Portfolio consolidation
Folios spread across fund houses brought together into one clear view of everything you hold.
Ongoing service
Nominations, address changes, SIP top-ups and redemptions. Send a message and it's taken care of.
See what your money could grow to
Adjust the sliders to explore. These are illustrations, so we can talk through the real numbers together.
Illustration only, assuming a constant return. Actual returns vary and are not guaranteed.
From first chat to first SIP in a few days
Free consultation
A call or WhatsApp chat about your goals, income and comfort with risk.
Online KYC
PAN, Aadhaar and your bank account. Done from your phone, no office visit.
Start investing
We choose funds together and set up your SIP or lump sum, paid directly to the fund house.
Regular reviews
Periodic check-ins on how things are going, and help whenever life changes.
Personal service, explained in plain language
“Most people don't need more fund options. They need someone to explain the few that suit them, and to pick up the phone when they have questions.”
I'm Santosh Kabra, based in Hyderabad. I work with clients in person locally and online across India, helping them invest steadily and stay invested through market ups and downs.
A person, not an app
You'll have my number, and questions get straight answers.
Held in your name
Units sit with the fund house in your name. I never handle your money.
Clear about pay
No separate fee. I earn a commission from the fund house, included in the expense ratio of regular plans.
Local and online
Meet in Hyderabad, or work together over phone and WhatsApp.
Questions people usually ask
Something else on your mind? Send me a message on WhatsApp.
How much do I need to start?
Many funds accept SIPs from ₹500 a month, and some from ₹100. You can increase the amount at any time.
Do I need a demat account?
No. Mutual fund units can be held directly with the fund house in your name. PAN, Aadhaar and a bank account are enough for KYC.
Can I stop or pause a SIP?
Yes. Some funds charge a small exit load if you withdraw within a set period, and I'll explain this before you invest.
Is my money safe with you?
Payments go from your bank straight to the fund house, and units are held in your name. Mutual funds are regulated by SEBI. Like any market-linked investment, their value can rise or fall.
What's the difference between direct and regular plans?
Direct plans have no distributor commission, so their expense ratio is lower. Regular plans include a commission that pays for a distributor's service, such as help choosing funds, paperwork and ongoing support. I work with regular plans.
Do you work with clients outside Hyderabad?
Yes. KYC and investing are fully online, so we can work together from anywhere in India.
Let's talk about what you're investing for
The first conversation is free and there's no obligation. I reply the same day.